Your Trusted Homeownership Resource

We provide information and guidance to help you make informed decisions about your path to homeownership.

Your Trusted Homeownership Resource

We provide information and guidance to help you make informed decisions about your path to homeownership.

ABOUT OUR COMPANY

Christina Lynn Waggoner is based in Tampa, FL. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.

Our Approach

Christina Lynn Waggoner focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.

Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.

Homeownership Resources

We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.

Conventional Pathways

Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.

Government-Backed Options

Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.

Specialized Solutions

Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.

ABOUT OUR COMPANY

Christina Lynn Waggoner is based in Tampa, FL. We provide information on various paths to homeownership, including conventional, FHA, VA, and USDA options. Our team offers personalized consultations to discuss potential solutions that may align with your financial situation.

Our Approach

Christina Lynn Waggoner focuses on providing clear, straightforward information about homeownership pathways. We believe in empowering clients through education and personalized guidance.

Our team has extensive experience in the homeownership industry. We stay informed about current guidelines and requirements to provide you with accurate information during your consultation.

Homeownership Resources

We provide information on various pathways to homeownership. Schedule a consultation to learn which options may be suitable for your specific situation.

Conventional Pathways

Traditional homeownership options with standard terms and conditions. During your consultation, we can explain the features of these programs.

Government-Backed Options

Information on FHA, VA, and USDA homeownership pathways is available during consultations. These options have specific qualification requirements that we can discuss with you.

Specialized Solutions

Additional homeownership information for various circumstances. Contact us to schedule a conversation about your specific situation.

CONTACT US

For questions or to schedule a consultation:

Christina Waggoner

NMLS# 1835587

HEAR FROM OUR AWESOME CLIENTS...

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Christina is the best ever!!!

Christina went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Christina tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Christina, rest assured that all efforts would be exerted to make them a reality. Choosing Christina as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Christina to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!


Donald M.

Google Review

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Wholeheartedly recommend working with Christina!

Christina is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Christina expertly led us, helping navigate the complexities with ease. Even after the purchase, Christina's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Christina takes truly makes individuals feel well taken care of. Working with Christina is wholeheartedly recommended for an exceptional experience!

Leticia R.

Google Review

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process.  It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report.  This document tells REALTORS® that you meet the basic requirements for a home loan.

Meet Christina

I entered the mortgage industry driven by a passion for helping people achieve their dreams. Being part of one of life’s most significant milestones—homeownership—is deeply rewarding. Whether guiding seasoned buyers, first-time homebuyers, or retirees, I’m committed to helping my clients develop financial goals, build wealth through real estate, and navigate the process from start to finish with tailored solutions. I empower first-time buyers to discover opportunities in real estate and create generational wealth. I guide retirees to meet financial goals with customized mortgage strategies. As a proud lender for Hometown Heroes and an expert in VA mortgages, I assist military members, firefighters, police officers, teachers, and healthcare professionals in achieving homeownership with 100% financing with VA loans or down payment assistance programs. Additionally, I collaborate with investors on long-term strategies to grow their real estate portfolios. Offering 21-day guaranteed fast closings and a variety of loan options—including VA, FHA, USDA, Conventional, 1099 Only, bank statement, and Investor debt service coverage mortgages—I’m here to help you achieve your real estate goals. I’m here to make your dreams a reality!

Christina Waggoner

Producing Branch Manager

Meet Christina

I entered the mortgage industry driven by a passion for helping people achieve their dreams. Being part of one of life’s most significant milestones—homeownership—is deeply rewarding. Whether guiding seasoned buyers, first-time homebuyers, or retirees, I’m committed to helping my clients develop financial goals, build wealth through real estate, and navigate the process from start to finish with tailored solutions. I empower first-time buyers to discover opportunities in real estate and create generational wealth. I guide retirees to meet financial goals with customized mortgage strategies. As a proud lender for Hometown Heroes and an expert in VA mortgages, I assist military members, firefighters, police officers, teachers, and healthcare professionals in achieving homeownership with 100% financing with VA loans or down payment assistance programs. Additionally, I collaborate with investors on long-term strategies to grow their real estate portfolios. Offering 21-day guaranteed fast closings and a variety of loan options—including VA, FHA, USDA, Conventional, 1099 Only, bank statement, and Investor debt service coverage mortgages—I’m here to help you achieve your real estate goals. I’m here to make your dreams a reality!

Christina Waggoner

Producing Branch Manager

Copyright © 2025 | Licensed In: FL & GA | Company NMLS: 2129 | NMLS # 1835587

All information is provided for educational purposes only

Not all applicants will qualify for all options

Specific program requirements are subject to change.

Your Consent & Privacy: By providing your phone or email, you grant consent for Christina Waggoner to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.

Copyright ©2023 | Licensed In: FL & GA | Company NMLS: 2129 | NMLS # 1835587

All information is provided for educational purposes only

Not all applicants will qualify for all options

Specific program requirements are subject to change.

Your Consent & Privacy: By providing your phone or email, you grant consent for Christina Waggoner to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.